Live Without Health Insurance

People without health shelter are described by health economists as \"free riders\". Isn't that term telling? I mean with the average cost of a family's health shelter at $12,106 per year, if you don't go along with the Great American Slavery of paying whatever last dollar you hit left after paying for your prescription medications and doctor bills for your health shelter then you are somehow not playing the game according to the rules. Well there is something earnestly criminal with this picture. One discover of seven Americans are uninsured, our land spends twice as much on health care as other countries where everyone is insured, and yet our health care outcomes (how daylong you live, how probable your kids are to get to their first birthday) are ordinal to last amongst industrialized countries.

For grouping without insurance, getting sick crapper be a disaster. In fact, half of all bankruptcies in America are caused by someone in the family getting sick. That effectuation your concern will be foreclosed upon, your children's activity will be threatened, your marriage may be ruined by the financial stress, and you will hit to work for the rest of your chronicle because you will never be able to get ahead. What is worse, some Americans are dying because they avoid going to the doctor when they do get sick, thinking that they can't afford it. Does it hit to be this way? I say not. I say that you crapper take control of your chronicle by planning for your health care needs, changing your life, and educating yourself to become a smart health care consumer. And you crapper do it, even if you can't afford insurance. How do you do that?

The first step is by educating yourself. Expensive colonoscopies ($2000+) hit not been proven to be more trenchant at successfully reducing death from colon cancer than a $2 test (guaiac) you crapper acquire at the drug store. Taking your kid to the doctor in the US will probable lead to an antibiotic prescription (not to mention an expensive doctor and pharmacy bill)-that won't help her significantly and will increase the risk of future infections. The American Medical Association says you should not get a yearly checkup with a doctor if you are not sick. If they say that, why should you clear for it?

And what if you do get sick? If you get cancer or need heart surgery, you crapper go to a land like Thailand and get land of the art care in modern hospitals with doctors that were trained in America or an equal medical activity system... for 1/10th what you would clear in the US. Ditto goes for nursing home care. Many Americans are waking up to the fact that they clear 1/10th as much when they go south of the border-and they prefer the climate.

OK, what if I get in a car accident, they won't be able to send me to Thailand, right? What some grouping don't realize is that they crapper get better trauma care at large urban hospitals, like Grady Hospital in my home municipality of Atlanta, that use a sliding scale form of payment, than they would get at most private hospitals. But you can't wait until you hit a disaster to attain those plans. You hit to do your homework and organisation ahead.

You crapper move a medical fund organisation that will provide a cushion. Even putting a diminutive amount into the organisation every month will help ensure your financial future.

We all know that comely diet and exercise are important. But what most grouping don't realize is how much money they crapper save by attractive the right steps. The vast majority of costly health care is for habitual diseases like diabetes and heart diseases that crapper be prevented by diet and exercise-over 90% of the time! That's pretty good odds.

So move doing the math and seeing what is right for you. Maybe you crapper live without insurance.

J. Douglas Bremner, MD, is a researcher and physician and author of 'Before You Take That Pill: Why the Drug Industry May be Bad for Your Health: Risks and Side Effects You Won't Find on the Label of Commonly Prescribed Drugs, Vitamins and Supplements.'
http://www.beforeyoutakethatpill.com

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